Life insurance with living benefits
for Latino families in the U.S

A life insurance policy is not just about “what will happen tomorrow,” it is also a tool to live with peace of mind today.

Why talk about life insurance?

83% of Latinos in the U.S. consider it important to leave a legacy to their family, but less than half have a solid financial plan to achieve it.

70% of families would not be able to maintain their standard of living for more than 3 months if the main provider were missing.

And what is least known: modern life insurance is not only for when you die… it now includes living benefits.

What many don’t know

A life insurance policy can be collected while you are alive.
It helps you to:

Cover debts and financial commitments when the unexpected happens: mortgage, credit cards, loans.

Protect important goals: your children’s education, your partner’s stability.

In case of serious illnesses, you can cover expensive medical treatments or simply use it as financial support.

Save in the long term (in the case of policies like IUL), where your money grows with the market, but without the risk of losing it.

Types of plans we work with

Term Life Insurance:

economical and practical. Ideal to protect yourself during key periods such as a mortgage or while your children grow up.

Life Insurance with Living Benefits (IUL):

combines protection with financial growth. Perfect if you want your policy to also work as a savings plan or a complement for your retirement.

At Con Tu Salud we don’t believe in selling you insurance, we believe in teaching you:

What coverages exist and who they apply to.
How to choose between term, IUL, and other options.
What mistakes to avoid when buying (such as overpaying or not including living benefits).

Because the best decision is made with clear information, in your language, and without fine print.

No matter if you are looking for something basic or a more complete financial strategy. We guide you step by step so you can find the life insurance policy that truly fits you and your family.